Payment Policy

**Payment Policy**

**Last Updated: September 15, 2023**

At **Achchha Gift**, we strive to provide you with a convenient and secure shopping experience. Our Payment Policy outlines the terms and conditions related to payment methods, transactions, and other important details. Please read this policy carefully before making a purchase from our website.

**1. Accepted Payment Methods:**

We offer a variety of payment options to accommodate your preferences. Currently, we accept the following payment methods:

- Credit Cards (Visa, MasterCard, American Express)
- Debit Cards
- Net Banking
- UPI (Unified Payments Interface)
- Wallets (e.g., Paytm, PhonePe)
- Cash on Delivery (COD) (where available)

**2. Secure Payment Processing:**

Your online security is of utmost importance to us. Therefore, we utilize trusted and secure payment gateways to process your transactions. All credit card and debit card transactions are encrypted and adhere to industry-standard security protocols. We do not store your payment information on our servers for your safety.

**3. Cash on Delivery (COD):**

For customers who prefer Cash on Delivery (COD), this option is available for eligible orders. Please note the following conditions:

- COD may not be available for all products or in all regions.
- Additional charges may apply for COD orders, which will be clearly displayed during the checkout process.
- The COD option may be subject to a maximum order value limit.

**4. Order Confirmation:**

Once you place an order and complete the payment process, you will receive an order confirmation email. This email will contain a summary of your order details, including the total amount paid.

**5. Payment Currency:**

All transactions on our website are processed in Indian Rupees (INR). If you are making an international payment, please be aware that your bank or payment provider may apply currency conversion fees.

**6. Payment Disputes and Chargebacks:**

In the event of a payment dispute or chargeback initiated by you through your payment provider, we encourage you to contact our Customer Support team first. We are committed to resolving any issues or concerns you may have promptly and fairly. Chargebacks should be used as a last resort after attempting to resolve the issue directly with us.

**7. Refunds and Cancellations:**

Our Refund and Cancellation Policy governs the terms and conditions related to refunds and order cancellations. Please refer to that policy for detailed information.

**8. Payment Verification:**

In some cases, we may conduct additional verification checks for certain orders to prevent fraudulent transactions. This may include requesting additional documentation or information from you. Your cooperation in such cases is greatly appreciated and helps ensure the security of your transactions.

**9. Contact Us:**

If you have any questions, concerns, or require assistance regarding payments or our Payment Policy, please do not hesitate to contact our Customer Support team. We are here to assist you and provide the necessary guidance.

*For any inquiries or assistance, please contact our Customer Support team at [Customer Support Email] or [Customer Support Phone Number].*

By making a purchase on our website, you agree to abide by the terms and conditions outlined in this Payment Policy. We reserve the right to update and modify this policy as needed, and any changes will be posted on our website.

Thank you for choosing **Achchha Gift**. We appreciate your trust in us, and we are dedicated to providing you with a seamless and secure shopping experience.

*Note: This Payment Policy is subject to change, and any updates will be posted on our website. Please check this page regularly for the most current information.*